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Financing Your Home >Mortgage Myths

Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing. Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.

The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.

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Q	What weighs 320 tons and is considered the largest single block building?
A	Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Carol Tangorra, REALTOR®, real estate agent and broker for Montclair, Nutley and Verona New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Carol Tangorra
Prominent Properties Sotheby's Int'l Realty
87 Park Street
Montclair, NJ. 07042
Office Phone: 973-783-6900 X111
Cell Phone: 973-420-5650
Fax: 973-873-7161
Email: CarolTangorra@gmail.com
Carol Tangorra has been a successful Real Estate agent for more than 23 years and was formerly named Realtor of the Year by the West Essex (NJ) Board of Realtors. She was awarded lifetime membership in the NJ Association of Realtors’ Circle of Excellence for consistent sales in the multi-million dollar range. Carol has consistently ranked among the top 1% in sales of all Realtors in her board area, which includes Montclair, Nutley, Verona, Glen Ridge, Bloomfield, Essex Fells, Cedar Grove, Livingston, West Orange, South Orange, Maplewood, and the Caldwell’s. Carol’s professional credo is “The customer comes first!” “I believe that knowledge, experience, and enthusiasm are the most important qualities a Realtor can have. I look forward to sharing my expertise with each of you,” says Carol.

www.carolsellsmontclairnj.com is brought to you by Carol Tangorra
NUMBER1EXPERT™ in real estate for Montclair, Nutley and Verona, New Jersey

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