real estate and homes for sale in - , REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
Unique and Luxury Homes: Montclair, Nutley and Verona New Jersey home buying, real estate listings, and homes for sale in Essex County County, NJ
Welcome > Find Homes > Search All Homes > Unique & Luxury Homes ...
Luxury Real Estate

LuxuryRealEstate.com
Premier Properties Only

PremierPropertiesOnly.com "Only Our Site Will Show You The Most Premier Properties Available."
Unique Homes

UniqueHomes.com "The Magazine Of Luxury Real Estate."


Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the world's most capacious building?

A 
The Boeing Company's main aircraft assembly plant in Everett, Washington, has been expanded to a capacity of 13.4 million cubic meters, or 473 million cubic feet.
See More Real Estate Trivia >

Latest Listings

Get the Latest Listings Before Anyone Else! As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Find Out More >

From Our Affiliates

Coming Soon!
Find Out More >

Latest News

Name:
Email:
Why Sign Up? >
Print This Page Send To A Friend

Carol Tangorra, REALTOR®, real estate agent and broker for Montclair, Nutley and Verona New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Carol Tangorra
Prominent Properties Sotheby's Int'l Realty
87 Park Street
Montclair, NJ. 07042
Office Phone: 973-783-6900 X111
Cell Phone: 973-420-5650
Fax: 973-873-7161
Email: CarolTangorra@gmail.com

Carol Tangorra has been a successful Real Estate agent for more than 23 years and was formerly named Realtor of the Year by the West Essex (NJ) Board of Realtors. She was awarded lifetime membership in the NJ Association of Realtors’ Circle of Excellence for consistent sales in the multi-million dollar range. Carol has consistently ranked among the top 1% in sales of all Realtors in her board area, which includes Montclair, Nutley, Verona, Glen Ridge, Bloomfield, Essex Fells, Cedar Grove, Livingston, West Orange, South Orange, Maplewood, and the Caldwell’s. Carol’s professional credo is “The customer comes first!” “I believe that knowledge, experience, and enthusiasm are the most important qualities a Realtor can have. I look forward to sharing my expertise with each of you,” says Carol.

RELO


www.carolsellsmontclairnj.com is brought to you by Carol Tangorra
NUMBER1EXPERT™ in real estate for Montclair, Nutley and Verona, New Jersey

Read Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.


















  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a , NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact today!

  • Find Homes - Find , real estate listings & homes for sale provided by , your local expert real estate agent(s).

  • For Home Buyers - Get home buying information, the latest listings, mortgage information, expert advice, and much more from , a , NUMBER1EXPERT(S) Top Selling real estate agent(s).

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from , , NUMBER1EXPERT(S) Top Selling real estate agent(s).

  • Information - Find local information on , including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by , NUMBER1EXPERT(S) Top Selling real estate agent(s).

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from , , NUMBER1EXPERT(S) Top Selling real estate agent(s).

  • About - Information about including testimonials, guarantees, credentials, and contact information. Learn about NUMBER1EXPERT(S) Top Selling real estate agent(s) like in the , area.

Return to Top >