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All agents are NOT alike! Find out why I am a top realestate expert. Please call me: 973-233-2348
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Compare three mortgages at one time.
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Carol Tangorra is one of The Top
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I am a Montclair Realtor who can meet all of your Real Estate needs. Search here for information and to see listings of Montclair homes, Nutley homes, Verona homes, Glen Ridge homes, Essex Fells homes, Cedar Grove homes, Bloomfield homes, Livingston homes,Caldwell homes, North Caldwell homes, West Orange homes, South Orange homes, Maplewood homes, and Clifton homes.
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Montclair, Nutley, Verona, Glen Ridge, Essex Fells, real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Montclair area realor, I have the experience and track record you are looking for. Please let me help. Carol Tangorra has been a successful Real Estate agent for more than 21 years and was Named 2002 Realtor of the Year by the West Essex (NJ) Board of Realtors. In 2000, she was awarded lifetime membership in the NJ Association of Realtors Circle of Excellence for consistent sales in the multi-million dollar range. Carol has consistently ranked among the top 2% in sales of all Realtors in her board area, which includes Montclair, Nutley, Verona, Glen Ridge, Bloomfield, Essex Fells, Cedar Grove, Livingston, West Orange, Clifton, and the Caldwells. Carol's professional credo is "The customer comes first!" I believe that knowledge, experience, and enthusiasm are the most important qualities a Realtor can have. I look forward to sharing my expertise with each of you," says Carol.  |
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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Where will you find the world's largest indoor waterfall?
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The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble. |
See More Real Estate Trivia > |
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